Mainly Health Plans S.L.  (web since 7/2003)    Contact / más información / vous pouvez me contacter

 

Sociedad de Agencia de Seguros Vinculada...     Linked insurance agency 

Home  about Mainly Health Plans SL BUPA Group Companies I work with... Contact me for a quote!   Other insurance products... Professional Civil Liability cover  Registered with the Spanish insurance authorities (DGSFP) with number...  Sanitas - health and dental  insurance plans in Spain Your rights under Spanish insurance law...

Français  Authorised to sell insurance in...     Are you planning to return to the UK from abroad?

Inicio  acerca de Mainly Health Plans SL Colaboro con las siguientes aseguradoras... Grupo BUPA  Inscrita en la DGSFP con el número... Otros seguros... Para pedir una cotización o una aclaración Seguros médicos y dentales Sus derechos (Ley de Mediación)  Suscrita Póliza de Responsabilidad Civil Profesional conforme a la Ley

 Hit Counter

since 7/2003

accident insurance Spain

 

agencia vinculada de seguros

 

Bespoke health products / productos de salud a medida ... for / para:

 

boat and golf insurance in Spain

 

business insurance in Spain

 

car insurance in Spain

 

Commercial Premises insurance - Spain

 

Community Insurance 'Comunidad' - Spain

 

Company Platinum - health plan for employees in Latin America and the Caribbean

 

"couples" 

 

dental and medical insurance plans

 

Dependencia

 

English insurance agent in Spain

 

España

 

España - seguros médicos - pero ¿cuál?

 

¿Estudiando en otro país?

 

expatriate insurance

 

Français

 

Health insurance

 

health insurance Bulgaria

 

health insurance Cyprus

 

health insurance Czech Republic

 

health insurance France

 

health insurance Germany

 

health insurance Italy

 

health insurance Poland

 

health insurance Portugal

 

health insurance Spain

 

health insurance UK

 

house insurance Spain

 

insurance Barcelona seguros

 

insurance Madrid seguros

 

insurance Valencia seguros

 

international health, medical and travel insurance cover

 

international travel insurance

 

Laser (eye) 

 

life insurance in Spain

 

Maritime plan - international health cover (crew only)

 

Moving to Spain?

 

Oil and Gas Industry - health insurance

 

Over 60 and living in Spain?

 

Patrocinadores - América Latina y el Caribe

 

Products 

 

'Residencia' (medical insurance)

 

Retirement? How about retiring to Spain?

 

Sanitas Accesible Síndrome de Down

 

Sanitas Accesible Down Syndrome

 

Sanitas Accidentes

 

Sanitas Autónomos Cuadro

 

Sanitas Autónomos Reembolso

 

Sanitas Dental

 

Sanitas (English) agent

 

Sanitas Estudiantes

 

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

 

Sanitas Familia

 

Sanitas Health Plan

 

Sanitas Multi

 

Sanitas Mundi 

 

Sanitas Oro 

 

Sanitas Oro Reembolso / Reimbursement 

 

Sanitas Renta (income)

 

Spain

 

Spain - index...

 

'Student Visas'

 (medical insurance)

 

Studying outside Spain for at least 6 months?

 

Studying overseas?

 

Teachers - international health cover (Spain)

 

traducciones juradas (sworn translations)

 

translations y traducciones

 

turismo rural tourism

 

Worldwide Health Options

Worldwide Travel Options

 

world travel insurance

 

www.e-healthinsuranceservices.com

Lifeline membership guide (from 1.10.2006) (Membership Guide 2008)

2. What is covered?

This section contains your table of benefits and the accompanying notes. Before you look at these please read the important information below about the kind of costs that we cover.

2.1 Treatment that we cover

For us to cover any treatment that you receive, it must satisfy all of the following requirements:

- it is at least consistent with generally accepted standards of medical practice in the country in which  treatment is being received

- it is clinically appropriate in terms of type, duration, location and frequency, and

- it is covered under the terms and conditions of the plan.

2.2 Conditions that we cover

Acute conditions

This plan covers you for  treatment of acute conditions. Acute conditions are diseases, illnesses or injuries that respond to medical care without the need for long-term or prolonged  treatment. The  treatment that you receive should be likely to lead to a complete recovery, or restore you as closely as possible to your previous state of health.

Please note that this definition above means that you do not have cover for  treatment for chronic conditions (please see Section 3 for more information about chronic conditions).

Acute and chronic conditions - how it works in practice

1. We  will cover an acute condition until we become aware that it is chronic.

2. If you develop a condition which is known to be chronic, we  will pay for  treatment to

- diagnose your condition

- stabilise your condition

but, we will not pay for ongoing  treatment or drugs to maintain your health or control the condition.

3. If you suffer from an acute flare-up of a chronic condition we will pay for  treatment you receive during this period.

Example: a chronic condition such as angina is usually controlled by medication. We  will not pay for drugs, consultations or other  treatment to control this condition. However, angina could lead to severe chest pains and the need for a heart bypass; this is an acute flare-up of a chronic condition. In this situation we would pay costs associated with the heart by-pass according to the table of benefits (section 2.4) and the notes (section 2.5)

Please contact the customer services helpline if you have any questions about acute and chronic conditions.

2.3 Reasonable and customary charges

We  only pay costs when the charges made by the provider of services are reasonable and customary. By this we mean that the charges are the same as those made to our members by the majority of other service providers in the same country: and also that they are not more than the provider would normally charge.

2.4 Table of benefits

The table of benefits shows the benefits and limits that apply to your plan. The notes that follow it in section 2.5 contain the detailed rules for each benefit. You also need to read 3. What is not covered?  so that you understand the exclusions on your plan. A copy of the Table of benefits can be found on the fold-out cover of the guide.

How to read the Table of benefits

There are three levels of cover: Essential, Classic and Gold. You need to read the column in the table of benefits that applies to your level of cover, as shown on your Membership Certificate.

Benefit limits

There are two kinds of benefit shown in this table. The 'overall annual maximum' is the maximum we will pay for all benefits in total for each person, each membership year. Some benefits also have a limit applied to them separately: for example Home Nursing.

All benefit limits apply per member and per membership year; This means that once a benefit limit has been reached, that benefit will no longer be available until you renew your plan and start a new membership year.

Currencies

All the benefit limits in this table of benefits and notes are set out in three currencies: £ sterling, $ US dollars and € euros.

The currency in which you pay us your subscriptions is the currency that applies to your membership for the purpose of the benefit limits.

For example, if you pay your subscriptions in £ sterling then the benefit limits given in £ sterling apply to your membership and $ US dollar and € euro limits do not apply to you.

If you are unsure which level of cover you have, the currency that applies to your membership, or whether you have an annual deductible, you can check on our Membersworld website or contact the customer services helpline.

Table of benefits

Index

Lifeline:

* provides international private medical insurance for people living or working abroad for at least six months of the year 

* for individuals and their families

* three different levels of cover to meet any client's needs:

  Product description (and limits)
Essential Essential 
Classic Classic
Gold Gold

Company Scheme  ( Castellano  Deutsch Français Português )

For more information please contact me:  
email davidharris@wanadoo.es / saniprof@mail.ddnet.es
Fax: (+ 34) 91 8032484
'phone: (+ 34) 609 522 300
Also more information on.. www.e-healthinsuranceservices.com 

 

BUPA insurance products

1. How to use your Lifeline plan 2. What is covered? / Table of benefits
3. What is not covered? 4. Assistance Cover (optional if purchased)
5. Pre-authorisation 6. Making a claim
7. Annual deductibles 8. Paying subscriptions and other charges
9. Your membership 10. Making a complaint
11. Glossary 12. Medical words and phrases
Lifeline Essential Lifeline Classic
Lifeline Gold  
main index / índice principal

Disclaimer / Aviso

A Coruña Álava Albacete Alicante Almería Asturias  Ávila Badajoz Balearic Islands Barcelona  Burgos Cáceres
Cádiz Cantabria Castellón de la Plana Ceuta  Ciudad Real Córdoba Cuenca Girona  Granada Guadalajara Guipúzcoa Huelva
Huesca Jaén La Rioja Las Palmas León Lleida  Lugo  Madrid Málaga  Melilla Murcia Navarra
Ourense Palencia Pontevedra Salamanca Segovia  Sevilla Tarragona Tenerife Teruel  Toledo Valencia  
Valladolid Vizcaya Zamora Zaragoza Dental insurance policies Sanitas Health Plan Classic Sanitas Multi Sanitas Mundi Sanitas Health Plan Complete      

dmh.mobi e-adverts.mobi e-annonces.mobi  e-anuncios.mobi http://mainlyhealthplans.tel  www.e-agentelocaldeseguros.com www.agentevinculado.eu  www.e-agentevinculado.com www.e-agentevinculado.eu www.e-assuranc.es  www.e-autores.com  www.e-chapuzas.com  www.e-chiringuito.com  www.e-chollos.com www.e-comentarios.com www.e-CondicionesGeneral.es  www.e-consultas.com  www.e-contabilidad.com www.e-cotizacion.es  www.e-despachos.com   www.e-direccion.com  www.e-domainfranchises.com www.e-domainrentals.com www.e-freedomofservic.es  www.e-greentourism.com www.e-grunertourismus.com www.e-healthinsurance.eu  www.e-healthinsuranceservices.com  www.e-hipermercado.com www.e-insuranceintermediary.com www.e-insuranceintermediary.eu   www.e-interpretes.com www.e-lifeinsurance.eu  www.e-mensajeros.com  www.e-polici.es   www.e-productosrurales.com www.e-profesores.com www.e-quot.es www.e-reclamacion.es  www.e-recursoshumanos.com www.e-reprografia.com  www.e-ruralproducts.com www.e-ruraltourism.com  www.e-ruraltourismAfrica.com  www.e-ruraltourismAsia.com www.e-ruraltourismBenelux.com www.e-ruraltourismCanada.com www.e-ruraltourismEurope.com www.e-ruraltourismFrance.com www.e-ruraltourismGermany.com www.e-ruraltourismGreece.com www.e-ruraltourismIreland.com www.e-ruraltourismItaly.com www.e-ruraltourismLatinAmerica.com  www.e-ruraltourismMiddleEast.com www.e-ruraltourismOceania.com www.e-ruraltourismPortugal.com www.e-ruraltourismScandinavia.com www.e-ruraltourismSpain.com www.e-ruraltourismUSA.com www.e-segurodeviaje.eu www.e-segurosdeviaje.eu www.e-segurosdevida.com www.e-segurosmedicos.eu  www.e-selfemployed.com www.e-studenthealth.com  www.e-sucursal.com   www.e-tablon.com www.e-telefonia.com  www.e-telefonico.com www.e-theSmithfamily.com www.e-traductoras.com www.e-traductores.com www.e-travelinsurance.eu   www.e-turismorural.com www.e-updat.es  www.e-vecinos.com www.e-vigilancia.com  www.e-vivero.com www.freedomofservic.es  www.mainlyhealthplans.co.uk  www.mainlyhealthplans.com www.mainlyhealthplans.eu

Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

Inscrita en la DGS con el número...

 

Copyright ©. All rights reserved. 2001- David M Harris
Última modificación: 02 de February de 2010