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In order to keep the cost of your subscriptions as low as possible there are some costs and expenses your BUPA International Lifeline membership does not cover. For ease of reference, we have grouped the exclusions under headings. These headings are simply for easy reference and do not form part of the exclusion. If there are any exceptions to the general rule, these are clearly shown. There may be more than one exclusion to a particular condition or treatment, so please read this section carefully.

1. Addictive conditions and disorders	2. Ageing and puberty	3. Allergies and allergic disorders
4. Artificial life maintenance	5. Birth control	6. Chronic conditions
7. Conflict and disaster	8. Congenital conditions	*9. Convalescence and admission for general care*
10. Cosmetic surgery	11. Deafness	12. Dental / oral treatment
13. Developmental problems	14. Donor organs	*15. Drugs and dressings (outpatient) Exclusion applies to* Essential *and* *Classic only* )**
16. Experimental treatment	17. Eyesight	18. Family doctor treatment (exclusion applies to Essential and Classic only) (Lifeline Essential Lifeline Classic)
19. Footcare	20. Health hydros, nature cure clinics etc	21. Hereditary conditions
22. HIV/AIDS	23. Hormone Replacement Therapy (HRT) and bone densitometry	24. Infertility treatment
25. Maternity (exclusion applies to Essential only) Lifeline Essential	26. Obesity	27. Physical aids and devices
28. Pre-existing conditions	29. Preventive and wellness treatment	30. Reconstructive or remedial surgery
31. Self-inflicted injuries	32. Sexual problems / gender issues	33. Sleep disorders
34. Speech disorders	35. Surrogate parenting	36. Travel costs for treatment
37. Unrecognised physician or facility	38. USA treatment

7. Complications from excluded or restricted conditions / treatment
	14. Dialysis
	23. Learning difficulties, behavioural and developmental problems
		30. Sexually transmitted diseases

Index

Lifeline:

* provides international private medical insurance for people living or working abroad for at least six months of the year

* for individuals and their families

* three different levels of cover to meet any client's needs:

	Product description (and limits)
Essential	Essential
Classic	Classic
Gold	Gold

Company Scheme ( Castellano Deutsch Français Português )

For more information please contact me:
email	davidharris@wanadoo.es / *saniprof@mail.ddnet.es*
Fax:	(+ 34) 91 8032484
'phone:	(+ 34) 609 522 300
Also more information on..	www.e-healthinsuranceservices.com

BUPA insurance products

1. How to use your Lifeline plan	2. What is covered? / Table of benefits
3. What is not covered?	4. Assistance Cover (optional if purchased)
5. Pre-authorisation	6. Making a claim
7. Annual deductibles	8. Paying subscriptions and other charges
9. Your membership	10. Making a complaint
11. Glossary	12. Medical words and phrases
Lifeline Essential	Lifeline Classic
Lifeline Gold

main index / índice principal

Disclaimer / Aviso

A Coruña	Álava	Albacete	Alicante	Almería	Asturias	Ávila	Badajoz	Balearic Islands	Barcelona	Burgos	Cáceres
Cádiz	Cantabria	Castellón de la Plana	Ceuta	Ciudad Real	Córdoba	Cuenca	Girona	Granada	Guadalajara	Guipúzcoa	Huelva
Huesca	Jaén	La Rioja	Las Palmas	León	Lleida	Lugo	Madrid	Málaga	Melilla	Murcia	Navarra
Ourense	Palencia	Pontevedra	Salamanca	Segovia	Sevilla	Tarragona	Tenerife	Teruel	Toledo	Valencia
Valladolid	Vizcaya	Zamora	Zaragoza	Dental insurance policies	Sanitas Health Plan Classic	Sanitas Multi	Sanitas Mundi	Sanitas Health Plan Complete

Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

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