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since 7/2003
Bespoke health products / productos de salud a medida ... for / para:
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
España - seguros médicos - pero ¿cuál?
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Síndrome de Down
Sanitas Accesible Down Syndrome
Sanitas Oro Reembolso / Reimbursement
Studying outside Spain for at least 6 months?
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)
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www.e-agentelocaldeseguros.com BUPA Advantage Care ( Bupa Care range of products ) Castellano Bupa
Advantage Care offers a comprehensive range of coverage for both in-patient and
Bupa Advantage Care Hospital Network Advantage Care offers you a choice of either Worldwide coverage, or coverage exclusively in Latin America (Latin America coverage excludes treatment in Mexico and includes treatment in the Caribbean ) through the Bupa Advantage Hospital Network. The Bupa Advantage Care Hospital Network offers members access to more than 400 hospitals in the USA and across Latin America and the Caribbean. Customers who select Worldwide coverage will have the option of choosing from an additional 350 hospitals within Bupa's workwide network. Advantage Care offers a comprehensive range of coverage both as a in-patient and out-patient including full coverage for cancer treatment. This plan also offers the reassurance of significant coverage for transplant procedures and for congenital conditions. For even greater reassurance, optional coverage is available for maternity complications. Should ill health strike, you have the reassurance of access to hospitals and doctors offering a broad spectrum of excellent clinical services. Summary of Benefits Maximum coverage (per insured, per year) $2,500,000
Key benefits
Deductible You can choose from a range of deductibles on your plan. Choosing to pay a higher deductible will reduce your premium. Coverage starts after meeting your deductible. In-patient coverage • Hospital room and board (private/semi-private) 100% • Intensive care unit 100% • Surgeon & anesthetists fees 100% • Diagnostic services (pathology, X-rays, MRI/CT scans, ultrasounds & endoscopies) 100% • Drugs prescribed while in-patient 100% • Cancer treatment (chemotherapy/radiotherapy) 100% • Prostheses and appliances implanted during surgery 100% • Accommodation charges for companion accompanying child (per day) $300 Out-patient coverage • Physicians & specialists visits 100% • Cancer treatment (chemotherapy/radiotherapy) 100% • Surgeon & anesthetists fees 100% • Physical therapy/rehabilitation 100% • Diagnostic services (pathology, X-rays, MRI/CT scans, ultrasounds & endoscopies) 100% • Dialysis 100% • Prescribed drugs (following hospitalization, for a maximum of 6 months; thereafter, $2,000 per year) 100% • Home Health Care 100% Other benefits • Air ambulance (per year) $100,000 • Ground ambulance 100% • Maternity (no deductible) $4,500 • Congenital condition (diagnosed before age 18, per lifetime) $300,000 • Congenital condition (diagnosed at age 18, or after) 100% • Transplant procedures (per diagnosis, per lifetime) $300,000 • Hazardous activities 100% • Emergency dental coverage 100% • Repatriation of mortal remains 100% • Hospice/terminal care 100% • Health checkup (all inclusive per year) $150 • Temporary medical coverage for accidents while application is being underwritten $25,000 • Extended free coverage for eligible dependents upon death of policyholder 2 years Optional coverage • Complications of maternity (per policy) $500,000 • Transplant procedures (additional to existing coverage) $300,000 Deductible You can choose from a range of deductibles on your plan. Choosing to pay a higher deductible will reduce your premium. Coverage starts after meeting your deductible. One deductible per insured, per policy year (Maximum two deductibles per policy, per policy year). Your deductible will be waived for the period of the first hospitalization if you are involved in a serious accident. What you should know • All in-patient and day-patient treatment must take place in a Bupa Advantage Network Hospital. • Emergency medical treatment outside of the Bupa Advantage Network will be covered. • Members are required to notify USA Medical Services prior to initiating any treatment. • All costs are subject to being usual, customary and reasonable for the procedure and territory. • For out-of-country treatment, your out-of-country deductible will apply. • No coinsurance applies on the Bupa Advantage Care policy. • Maternity is covered after 10-month membership. • This is just a summary of Bupa Advantage Care; full details of policy terms and conditions are in the policy document available upon request.
• All benefits are in US Dollars
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