since 7/2003
Bespoke health products / productos de salud a medida ... for / para:
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
España - seguros médicos - pero ¿cuál?
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Síndrome de Down
Sanitas Accesible Down Syndrome
Sanitas Oro Reembolso / Reimbursement
Studying outside Spain for at least 6 months?
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)
www.e-healthinsuranceservices.com
Company Scheme benefits in summary
| Benefits ( Castellano, Deutsch, Français, Português ) | Explanatory notes (Lifeline Membership Guide) | Classic (subscription costs) |
| Annual overall maximum | £750,000 / US$ 1,200,000* / €1,000,000 | |
| Out-patient charges | ||
| Consultants' fees for consultations | Note 1a | up to £3,000 / US$4,800* /€4,500 each year |
| Pathology, X-rays and diagnostic tests | Note 1a | up to £3,000 / US$4,800* /€4,500 each year |
| Costs for treatment by therapists and complementary medicine practitioners | Note 1a | up to £3,000 / US$4,800* /€4,500 each year |
| Consultants' fees and psychologists' fees for psychiatric treatment (after two years' membership) | Note 1a | up to £3,000 / US$4,800* /€4,500 each year |
| Out-patient surgical operations | Note 1b | Full refund |
| MRI, CT and PET scans | Note 1c | Full refund |
| Cancer tests, drugs and consultants' fees for oncology | Note 1d | Full refund |
| Wellness - mammogram, PAP test, prostate cancer screening or colon cancer screening (after one years' membership) | We pay up to £500 / US$900 or €750 as applicable each membership year | |
| In-patient charges | ||
| Hospital accommodation, | Note 2a | Full refund |
| nursing care, drugs and dressings | Note 2b | |
| Surgeons', anaesthetists' and physicians' fees | Note 2c | Full refund |
| Theatre charges and intensive care | Note 2d | Full refund |
| Pathology, X-rays, MRI, CT and PET scans, diagnostic tests and physiotherapy | Note 2e | Full refund |
| Prostheses (artificial body parts) and appliances | Note 2f | |
| Cancer tests, drugs and consultants' fees for oncology | Note 2g | Full refund |
| Parent accommodation (staying with a child under 18) | Note 2h | Full refund |
| Psychiatric treatment (after two years' membership) | Note 2i | Full refund |
| Other benefits | ||
| Emergency local road ambulance related to day-case or in-patient treatment | Note 3a | Full refund |
| Prescribed drugs and dressings each year, up to | Not covered | |
| Maternity, each year up to | Note 3f | £3,000 / US$5,500* /€4,500 |
| Accident related dental treatment each year, up to | Not covered | Not covered |
| Home nursing after in-patient each year, up to | Note 3d | £100 / US$160 / €150 per night up to a maximum of 20 nights |
| In-patient cash benefit | Note 3e | £75 / US$ 120 / €110 per night up to a maximum of 20 nights |
| Transplant services | Paid in full | |
| HIV/AIDS drug therapy including ART (after five years' membership) | We pay up to £10,000 / US$18,000 or €15,000 as applicable each membership year | |
| Hospice and palliative care | We pay up to £20,000 / US$36,000 or €30,000 maximum benefit for the whole of your membership | |
| Healthline | Note 4a | Included |
| Optional cover | ||
| Routine dentistry: Preventative (100% of treatment costs)
Routine (80% of treatment costs)
Major restorative (50% of treatment costs) each year, up to |
Not covered | |
| Medical Evacuation (Optional) | Note 4b | |
| Repatriation cover (Optional) | Note 4c |
Full details of the rules and benefits of the scheme including the general terms and conditions, exclusion and benefit limits are available on request.
* The rate of exchange (as detailed) is current at the time of going to print.
| Essential | Gold |
| For more information please contact me: | |
| dmh@e-consultas.com | |
| Fax: | (00 34) 91 8032484 |
| 'phone: | (00 34) 609 522 300 |
| Also more information on.. | www.e-healthinsuranceservices.com |