| Benefits ( Castellano,
Deutsch, Français,
Português ) |
Explanatory notes (Lifeline
Membership Guide) |
Essential (subscription
costs) |
| Annual overall maximum |
|
£500,000 / US$ 900,000* / €750,000 |
| Out-patient charges |
|
|
| Consultants' fees for consultations |
Not covered |
Not covered |
| Pathology, X-rays and diagnostic tests |
Not covered |
Not covered |
| Costs for treatment by therapists and complementary medicine
practitioners |
Not covered |
Not covered |
| Consultants' fees and psychologists' fees for psychiatric
treatment (after two years' membership) |
Not covered |
Not covered |
| Out-patient surgical operations |
Note
1b |
Full refund |
| MRI, CT and PRT scans |
Note
1c |
Full refund |
| Cancer tests, drugs and consultants' fees for oncology |
Note
1d |
Full refund |
| Wellness - mammogram, PAP test, prostate cancer screening or
colon cancer screening (after one years' membership) |
|
Not covered |
| In-patient charges |
|
|
| Hospital accommodation, |
Note
2a |
Full refund |
| nursing care, drugs and dressings |
Note
2b |
Full refund |
| Surgeons', anaesthetists' and physicians' fees |
Note
2c |
Full refund |
| Theatre charges and intensive care |
Note
2d |
Full refund |
| Pathology, X-rays, MRI, CT and CT scans, diagnostic tests and
physiotherapy |
Note
2e |
Full refund |
| Prostheses (artificial body parts) and appliances |
Note
2f |
|
| Cancer tests, drugs and consultants' fees for oncology |
Note
2g |
Full refund |
| Parent accommodation (staying with a child under 18) |
Note
2h |
Full refund |
| Psychiatric treatment (after two years' membership) |
Note
2i |
Full refund |
| Other benefits |
|
|
| Emergency local road ambulance related to day-case or in-patient
treatment |
Note
3a |
Full refund |
| prescribed drugs and dressings
each year, up to |
Not covered |
Not covered |
| Maternity, each year up to |
Not covered |
Not covered |
| Accident-related dental treatment, each year up to |
|
Not covered |
| Home nursing after in-patient treatment each year, up to |
Note
3d |
£100 / US$160 / €150 per night up to a maximum of 10 nights |
| In-patient cash benefit |
Note
3e |
£75 / US$ 120 / €110 per night up to a maximum of 20 nights |
| Transplant services |
|
Paid in full |
| HIV/AIDS drug therapy including ART (after five years'
membership) |
|
Not covered |
| Hospice and palliative care |
|
We pay up to £20,000 or US$30,000 maximum benefit for the
whole of your membership |
| Healthline |
Note
4a |
Included |
| Optional cover |
|
|
| Routine dentistry: Preventative (100% of treatment costs)
Routine (80% of treatment costs) Major restorative (50% of treatment costs)
each year up to |
|
Not covered |
| |
|
|
| Medical
Evacuation (Optional) |
Note
4b |
|
| Repatriation
cover (Optional) |
Note
4c |
|
Full details of the rules and benefits of the scheme including the general
terms and conditions, exclusion and benefit limits are available on request.
* The rate of exchange (as detailed) is current at the time of going to print.