Company Scheme - international health insurance / medical insurance / international health care / seguro médico / assurances santé

Benefits ( Castellano, Deutsch, Français, Português )	Explanatory notes (Lifeline Membership Guide)	Essential (subscription costs)
Annual overall maximum		£500,000 / US$ 900,000* / €750,000
Out-patient charges
Consultants' fees for consultations	Not covered	Not covered
Pathology, X-rays and diagnostic tests	Not covered	Not covered
Costs for treatment by therapists and complementary medicine practitioners	Not covered	Not covered
Consultants' fees and psychologists' fees for psychiatric treatment (after two years' membership)	Not covered	Not covered
Out-patient surgical operations	Note 1b	Full refund
MRI, CT and PRT scans	Note 1c	Full refund
Cancer tests, drugs and consultants' fees for oncology	Note 1d	Full refund
Wellness - mammogram, PAP test, prostate cancer screening or colon cancer screening (after one years' membership)		Not covered
In-patient charges
Hospital accommodation,	Note 2a	Full refund
nursing care, drugs and dressings	Note 2b	Full refund
Surgeons', anaesthetists' and physicians' fees	Note 2c	Full refund
Theatre charges and intensive care	Note 2d	Full refund
Pathology, X-rays, MRI, CT and CT scans, diagnostic tests and physiotherapy	Note 2e	Full refund
Prostheses (artificial body parts) and appliances	Note 2f
Cancer tests, drugs and consultants' fees for oncology	Note 2g	Full refund
Parent accommodation (staying with a child under 18)	Note 2h	Full refund
Psychiatric treatment (after two years' membership)	Note 2i	Full refund
Other benefits
Emergency local road ambulance related to day-case or in-patient treatment	Note 3a	Full refund
prescribed drugs and dressings each year, up to	Not covered	Not covered
Maternity, each year up to	Not covered	Not covered
Accident-related dental treatment, each year up to		Not covered
Home nursing after in-patient treatment each year, up to	Note 3d	£100 / US$160 / €150 per night up to a maximum of 10 nights
In-patient cash benefit	Note 3e	£75 / US$ 120 / €110 per night up to a maximum of 20 nights
Transplant services		Paid in full
HIV/AIDS drug therapy including ART (after five years' membership)		Not covered
Hospice and palliative care		We pay up to £20,000 or US$30,000 maximum benefit for the whole of your membership
Healthline	Note 4a	Included
Optional cover
Routine dentistry: Preventative (100% of treatment costs) Routine (80% of treatment costs) Major restorative (50% of treatment costs) each year up to		Not covered

Medical Evacuation (Optional)	Note 4b
Repatriation cover (Optional)	Note 4c

Full details of the rules and benefits of the scheme including the general terms and conditions, exclusion and benefit limits are available on request.

* The rate of exchange (as detailed) is current at the time of going to print.

Classic

Gold

For more information please contact me:
email	*dmh@e-consultas.com*
Fax:	(00 34) 91 8032484
'phone:	(00 34) 609 522 300
Also more information on..	www.e-healthinsuranceservices.com

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