| Overall annual maximum |
|
Lifeline Classic |
| £ sterling |
|
£750,000 |
| $ US dollars |
|
$1,200,000 |
| € euros |
|
€1,000,000 |
| Note 1: Out-patient treatment |
|
|
| Out-patient surgical operations |
Note 1a |
Paid in full |
| |
|
|
| Wellness - mammogram, PAP test, prostate cancer screening or colon
cancer screening (after one year's membership) |
Note
1b |
We pay up to £ sterling 500, US$900 or €750 each Membership
year |
| |
|
|
| Consultants' fees for consultations |
Note
1c |
We pay
up to £ sterling 3,000, US$4,800 or €4,500 each Membership
year |
| |
|
|
| Pathology, X-rays and
diagnostic tests |
Note
1d |
We pay
up to £ sterling 3,000, US$4,800 or €4,500 each Membership
year |
| |
|
|
| Costs for
treatment by therapists
and complementary
medicine practitioner |
Note
1e |
We pay
up to £ sterling 3,000, US$4,800 or €4,500 each Membership
year |
| |
|
|
| Consultants'
fees and psychologists'
fees for psychiatric
treatment (after two years' membership) |
Note
1f |
We pay
up to £ sterling 3,000, US$4,800 or €4,500 each Membership
year |
| |
|
|
| Costs for
treatment by a Family
doctor |
Note
1g |
Not covered |
| |
|
|
| Prescribed drugs and dressings |
Note
1h |
Not covered |
| |
|
|
| Accident-related dental treatment |
Note
1i |
Not covered |
| Note 2: In-patient treatment |
|
|
| |
|
|
| Hospital
accommodation |
Note
2a |
Paid in full |
| |
|
|
| Surgical
operations including pre- and post-operative care |
Note
2b |
Paid in full |
| |
|
|
| Nursing care, drugs and surgical dressings |
Note
2c |
Paid in full |
| |
|
|
| Physicians' fees |
Note
2d |
Paid in full |
| |
|
|
| Theatre charges and intensive care |
Note
2e |
Paid in full |
| |
|
|
| Pathology, X-rays,
diagnostic tests and
physiotherapy |
Note
2f |
Paid in full |
| |
|
|
| Prosthesis and
appliances |
Note
2g |
Paid in full |
| |
|
|
| Parent accommodation |
Note
2h |
Paid in full |
| |
|
|
| Psychiatric
treatment (after two years' membership, lifetime maximum of 90 days) |
Note
2i |
Paid in full |
| |
|
|
| Note 3: Further benefits |
|
|
| |
|
|
| Cancer
treatment |
Note
3a |
Paid in full |
| |
|
|
| Maternity cover (after 10 months
membership) |
Note
3b |
We pay
up to £ sterling 3,000, US$5,500 or €4,500 each Membership
year |
| |
|
|
| MRI, CT and PET scans |
Note
3c |
Paid in full |
| |
|
|
| Transplant services |
Note
3d |
Paid in full |
| |
|
|
| Local road ambulance |
Note
3e |
Paid in full |
| |
|
|
| Home nursing after
in-patient
treatment |
Note
3f |
We pay
up to £ sterling 100, US$160 or €150 each day up to a maximum of 20 days
each Membership
year |
| |
|
|
| In-patient cash benefit |
Note
3g |
We pay
up to £ sterling 75, US$120 or €110 each night up to a maximum of 20 nights
each Membership
year |
| |
|
|
| HIV/AIDS drug therapy including ART (after 5
years' membership) |
Note
3h |
We pay
up to £ sterling 10,000, US$18,000 or €15,000 each Membership
year |
| |
|
|
| Hospice and palliative care |
Note
3i |
We pay
up to £ sterling 20,000, US$36,000 or €30,000 maximum benefit for the whole
of your membership |
| |
|
|
| In-patient,
rehabilitation |
Note
3j |
We pay
in full for up to 30 nights each Membership
year |
| |
|
|
|
Healthline services |
Note
3k |
Included |
| |
|
|
| Note 4: Optional benefits (if purchased) |
|
|
| |
|
|
| USA cover |
Note
4a |
100% of costs in network 80% of costs out of
network. Treatment
must be pre-authorised |
| |
|
|
| Assistance cover (Evacuation
and Repatriation
) |
|
See
Section 4
for details of the optional Assistance cover. Your Membership Certificate
will show if you have purchased this cover. The overall annual maximum
benefit limit does not apply |
| |
|
|
Each benefit described in this section is payable according to the limits set
out in the table of benefits (section 2.4 and
back cover of Membership Guide)
* provides international private medical insurance for people living or
working abroad for at least six months of the year