since 7/2003
Bespoke health products / productos de salud a medida ... for / para:
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
España - seguros médicos - pero ¿cuál?
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Síndrome de Down
Sanitas Accesible Down Syndrome
Sanitas Oro Reembolso / Reimbursement
Studying outside Spain for at least 6 months?
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)
www.e-healthinsuranceservices.com
Lifeline membership guide (from 1.10.2006) (Membership Guide 2008) (Worldwide Health Options)
Table of benefits
Note 1: Out-patient treatment
| Overall annual maximum | Lifeline Essential | |
| £ sterling | £500,000 | |
| $ US dollars | $900,000 | |
| € euros | €750,000 | |
| Note 1: Out-patient treatment | ||
| Out-patient surgical operations | Note 1a | Paid in full |
| Wellness - mammogram, PAP test, prostate cancer screening or colon cancer screening (after one year's membership) | Note 1b | Not covered |
| Consultants' fees for consultations | Note 1c | Not covered |
| Pathology, X-rays and diagnostic tests | Note 1d | Not covered |
| Costs for treatment by therapists and complementary medicine practitioner | Note 1e | Not covered |
| Consultants' fees and psychologists' fees for psychiatric treatment (after two years' membership) | Note 1f | Not covered |
| Costs for treatment by a Family doctor | Note 1g | Not covered |
| Prescribed drugs and dressings | Note 1h | Not covered |
| Accident-related dental treatment | Note 1i | Not covered |
| Note 2: In-patient treatment | ||
| Hospital accommodation | Note 2a | Paid in full |
| Surgical operations including pre- and post-operative care | Note 2b | Paid in full |
| Nursing care, drugs and surgical dressings | Note 2c | Paid in full |
| Physicians' fees | Note 2d | Paid in full |
| Theatre charges and intensive care | Note 2e | Paid in full |
| Pathology, X-rays, diagnostic tests and physiotherapy | Note 2f | Paid in full |
| Prosthesis and appliances | Note 2g | Paid in full |
| Parent accommodation | Note 2h | Paid in full |
| Psychiatric treatment (after two years' membership, lifetime maximum of 90 days) | Note 2i | Paid in full |
| Note 3: Further benefits | ||
| Cancer treatment | Note 3a | Paid in full |
| Maternity cover (after 10 months membership) | Note 3b | Not covered |
| MRI, CT and PET scans | Note 3c | Paid in full |
| Transplant services | Note 3d | Paid in full |
| Local road ambulance | Note 3e | Paid in full |
| Home nursing after in-patient treatment | Note 3f | We pay up to £ sterling 100, US$160 or €150 each day up to a maximum of 10 days each Membership year |
| In-patient cash benefit | Note 3g | We pay up to £ sterling 75, US$120 or €110 each night up to a maximum of 20 nights each Membership year |
| HIV/AIDS drug therapy including ART (after 5 years' membership) | Note 3h | Not covered |
| Hospice and palliative care | Note 3i | We pay up to £ sterling 20,000, US$36,000 or €30,000 maximum benefit for the whole of your membership |
| In-patient, rehabilitation | Note 3j | We pay in full for up to 30 nights each Membership year |
| Healthline services | Note 3k | Included |
| Note 4: Optional benefits (if purchased) | ||
| USA cover | Note 4a | 100% of costs in network 80% of costs out of network. Treatment must be pre-authorised |
| Assistance cover (Evacuation and Repatriation ) | See Section 4 for details of the optional Assistance cover. Your Membership Certificate will show if you have purchased this cover. The overall annual maximum benefit limit does not apply | |
2.5 Notes to the table of benefits
Each benefit described in this section is payable according to the limits set out in the table of benefits (section 2.4 and back cover of Membership Guide)
Lifeline:
* provides international private medical insurance for people living or working abroad for at least six months of the year
* for individuals and their families
* three different levels of cover to meet any client's needs:
| Product description (and limits) | |
| Essential | Essential |
| Classic | Classic |
| Gold | Gold |
Company Scheme ( Castellano Deutsch Français Português )
| For more information please contact me: | |
| davidharris@wanadoo.es / saniprof@mail.ddnet.es | |
| Fax: | (+ 34) 91 8032484 |
| 'phone: | (+ 34) 609 522 300 |
| Also more information on.. | www.e-healthinsuranceservices.com |