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Home  about Mainly Health Plans SL BUPA Group Companies I work with... Contact me for a quote!   Other insurance products... Professional Civil Liability cover  Registered with the Spanish insurance authorities (DGSFP) with number...  Sanitas - health and dental  insurance plans in Spain Your rights under Spanish insurance law...

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Inicio  acerca de Mainly Health Plans SL Colaboro con las siguientes aseguradoras... Grupo BUPA  Inscrita en la DGSFP con el número... Otros seguros... Para pedir una cotización o una aclaración Seguros médicos y dentales Sus derechos (Ley de Mediación)  Suscrita Póliza de Responsabilidad Civil Profesional conforme a la Ley

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since 7/2003

accident insurance Spain

 

agencia vinculada de seguros

 

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house insurance Spain

 

insurance Barcelona seguros

 

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Laser (eye) 

 

life insurance in Spain

 

Maritime plan - international health cover (crew only)

 

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Oil and Gas Industry - health insurance

 

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Patrocinadores - América Latina y el Caribe

 

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Sanitas Accesible Síndrome de Down

 

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Sanitas Autónomos Cuadro

 

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Sanitas Dental

 

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Sanitas Estudiantes

 

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

 

Sanitas Familia

 

Sanitas Health Plan

 

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Spain

 

Spain - index...

 

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 (medical insurance)

 

Studying outside Spain for at least 6 months?

 

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Teachers - international health cover (Spain)

 

traducciones juradas (sworn translations)

 

translations y traducciones

 

turismo rural tourism

 

Worldwide Health Options

Worldwide Travel Options

 

world travel insurance

 

www.e-healthinsurance.eu

IHI International Health and Hospital Plan   (2007)  ( Castellano )

Hospital Plan

Health insurance requirements differ from country to country, and everyone has individual needs depending on their age and occupation. This is why we offer a flexible modular system that allows you to tailor your own insurance policy.

The Hospital Plan covers hospitalisation expenses such as hospital services, childbirth, organ transplant, rehabilitation and emergency room treatment. It is the fundamental cover providing comprehensive inpatient cover, and it can be taken out on its own...

or you can choose to add one or more of the following modules:

Module 1 Non-Hospitalisation Benefits
Module 2 Medicine & Appliances
Module 3 Medical evacuation and repatriation
Module 4 Dental and optical cover

Reimbursement under the Hospital Plan are effected at 100% of the expenses, unless you have chosen a deductible. In this case, you will be reimbursed as soon as qualified expenses exceed the amount of the deductible.

Reimbursements will not in any event exceed the following amounts or the overall annual maximum cover per person per policy year of

EUR 1,500,000 GBP 1,200,000 USD 1,800,000

You can choose to take out your insurance:

With a deductible.. or without a deductible.
Choose your currency - euros, pounds sterling or US dollars  

In the List if Reimbursements, you can see in detail which benefits are covered under the different modules, and how they can be combined to give you exactly the cover you want.

All amounts are in EUR / GBP / USD

Hospital services - during hospitalisation 100%
Semi-private / private room 100%
Intensive care room 100%
Room and board for a parent accompanying an insured child 100%
Surgery 100%
Medical treatment, laboratory tests, X-rays 100%
Medicine while in hospital 100%
Pacemaker 100%
Psychatric treatment 100%

 

Outpatient treatment in a hospital or clinic  
Surgery 100%
Chemotherapy, radiotherapy 100%
Dialysis 100%
Other outpatient treatment is reimbursed under Module 1: Non-Hospitalisation Benefits  

 

Childbirth
Normal delivery, complicated delivery and elective caesarean delivery, including pre- and postnatal treatment.

Maximum per delivery:

Hospital Plan Hospital Plan Hospital Plan Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benfeits
EUR GBP USD EUR GBP USD
100% 100% 100% 100% 100% 100%
5,200 3,575 6,500 8,800 6,050 11,000

 

Medically prescribed caesarean, including pre- and postnatal treatment.

Maximum per delivery:

Hospital Plan Hospital Plan Hospital Plan Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benefits
EUR GBP USD EUR GBP USD
100% 100% 100% 100% 100% 100%
9,650 6,650 12,000 11,500 7,800 14,000
Delivery / caesarean following fertility treatment. Excluding pre- and postnatal treatment, maximum:

 

Hospital Plan Hospital Plan Hospital Plan Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benefits Hospital Plan including Module 1: Non-hospitalisation benefits
EUR GBP USD EUR GBP USD
100% 100% 100% 100% 100% 100%
4,000 2,750 5,000 6,500 4,400 8,000
The above maximum rates for maternity shall be reduced by the deductible  chosen.

 

Childbirth / Home delivery
Doctor / specialist, midwife
EUR GBP USD
145 100 165
Home nursing in connection with home delivery
EUR GBP USD
435 300 490
Pre- and postnatal examinations are reimbursed under Module 1: Non-hospitalisation benefits

 

Organ transplant
Organ transplant
EUR GBP USD
100% 100% 100%
Per diagnosis and course of treatment all included, maximum:
EUR GBP USD
270,000 187,500 300,000

Only human organs

The procurement of the organ must be pre-approved by the Company

 

Emergency room treatment
Emergency room treatment in connection with acute illness or accident
EUR GBP USD
100% 100% 100%

 

Local transport by ambulance
Medically prescribed transport to and from hospital
EUR GBP USD
100% 100% 100%
Per policy year, maximum
EUR GBP USD
1,500 1,000 1,600

 

Rehabilitation
Medically prescribed rehabilitation in connection with treatment at an authorised rehabilitation centre
EUR GBP USD
100% 100% 100%
Maximum per day for maximum 3 months per illness
EUR GBP USD
330 220 355

 

Home nursing
For expenses incurred for medically prescribed assistance in your private home by a certified nurse
EUR GBP USD
100% 100% 100%
Maximum per day for maximum 40 days per policy year
EUR GBP USD
130 84 135

 

Hospital cash benefit
If room, board and treatment are received free of charge, per night maximum
EUR GBP USD
90 60 100
Maximum 60 nights per policy year (must be pre-approved by the Company)

 

Emergency dental treatment
Acute emergency dental treatment due to serious accident requiring hospitalisation
EUR GBP USD
100% 100% 100%
In case of doubt, the decision will be left with the Company's dental consultant

Manage your policy online...

 

 

Para pedir una cotización o una aclaración / For a quote or details:  
email saniprof@mail.ddnet.es /  dmh@e-consultas.com
Fax: (+ 34) 91 8032484
Teléfono / 'phone: (+ 34) 609 522 300

 

Chosen currency Cover Critical Illness Dental and optical cover
Glossary Hospital treatment ( Other treatment ) IHI - Travel List if Reimbursements
Manage your policy online Medical evacuation and repatriation Medicine & Appliances Non-Hospitalisation Benefits
Personal Accident Policy Conditions The Hospital Plan (Options: Module1 / Module2 / Module3 / Module4  ) With a deductible

 

This glossary with definitions is part of the Policy Conditions

Acute serious illness Anniversary date Applicant Application
Claim Commencement date Deductible Documents
Due date Hospitalisation Insurance Insured
Normal occupation Outpatient Policy conditions Policyholder
Policy schedule Pre-existing condition Reimbursement rates Renewal
Serious injury Special terms Standard terms Subrogation
Surgery Terminal phase Waiting period  

 

 

 

 

Hoteles - ¡chollos! / discounted last-minute hotel bargains!

 

 

main index / índice principal

Disclaimer / Aviso

A Coruña Álava Albacete Alicante Almería Asturias  Ávila Badajoz Balearic Islands Barcelona  Burgos Cáceres
Cádiz Cantabria Castellón de la Plana Ceuta  Ciudad Real Córdoba Cuenca Girona  Granada Guadalajara Guipúzcoa Huelva
Huesca Jaén La Rioja Las Palmas León Lleida  Lugo  Madrid Málaga  Melilla Murcia Navarra
Ourense Palencia Pontevedra Salamanca Segovia  Sevilla Tarragona Tenerife Teruel  Toledo Valencia  
Valladolid Vizcaya Zamora Zaragoza Dental insurance policies Sanitas Health Plan Classic Sanitas Multi Sanitas Mundi Sanitas Health Plan Complete      

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

Inscrita en la DGS con el número...

 

Copyright ©. All rights reserved. 2001- David M Harris
Última modificación: 02 de February de 2010