IHI International health and hospital plan - Module 1. Non-hospitalisation benefits - BUPA Group - worldwide medical cover

Health insurance requirements differ from country to country, and everyone has individual needs depending on their age and occupation. This is why we offer a flexible modular system that allows you to tailor your own insurance policy.

The Hospital Plan covers hospitalisation expenses such as hospital services, childbirth, organ transplant, rehabilitation and emergency room treatment. It is the fundamental cover providing comprehensive inpatient cover, and it can be taken out on its own...

or you can choose to add one or more of the following modules:

Module 1: Non-hospitalisation benefits

Non-hospitalisation benefits cover outpatient treatment such as general practitioners, specialists and other medical assistance 100% up to specific maximum amounts.

Reimbursements under this supplementary module are effected at 100% of the expenses, unless you have chosen a deductible. In this case you will be reimbursed as soon as qualified expenses exceed the amount of the deductible.

Reimbursements will not in any event exceed the following amounts or the annual maximum limit for Module 1 of

EUR 35,000

GBP 25,000

USD 25,000

General practitioners and specialists

GP consultations, per consultation

EUR	GBP	USD
80	60	80

Chinese doctor consultation (if charged separately), per consultation. Maximum EUR 200 / GBP 150 per policy year

EUR	GBP	USD
20	15	20

Eye and ear specialists / other specialists, per consultation

EUR	GBP	USD
110	85	115

Psychiatrists, per consultation

EUR	GBP	USD
125	80	130

Expenses are reimbursed for a maximum of 15 consultations within a 30 day period

Therapists

Dietetic guidance, speech therapy per consultation (Maximum 4 consultations per policy year)

EUR	GBP	USD
50	40	50

Physiotherapy, ergotherapy per consultation

EUR	GBP	USD
75	55	75

Maximum per policy year

EUR	GBP	USD
1,050	700	1,200

Chiropractor / osteopath all inclusive, per consultation

EUR	GBP	USD
65	50	65

Maximum per policy year

EUR	GBP	USD
1,050	700	1,200

Medical check-up all inclusive per year

EUR	GBP	USD
275	250	200

Examinations and other medical assistance

Laboratory test, analysis

EUR	GBP	USD
450	305	500

X-ray

EUR	GBP	USD
450	305	500

ECG

EUR	GBP	USD
450	305	500

Scan and endoscopic examinations, per examination

EUR	GBP	USD
675	450	750

Injection and vaccination

EUR	GBP	USD
55	40	60

Acupuncture and homeopath treatment, performed by a physician (Acupuncture and homeopathic treatment shall only be covered when performed by a physician / doctor authorised in the country of practice)

EUR	GBP	USD
55	35	60

Special assistance

EUR	GBP	USD
290	200	325

Surgical intervention

EUR	GBP	USD
100%	100%	100%

also:

Module 2	Medicine & Appliances
Module 3	Medical evacuation and repatriation
Module 4	Dental and optical cover

Reimbursement under the Hospital Plan are effected at 100% of the expenses, unless you have chosen a deductible. In this case, you will be reimbursed as soon as qualified expenses exceed the amount of the deductible.

Reimbursements will not in any event exceed the following amounts or the overall annual maximum cover per person per policy year of

EUR 1,500,000

GBP 1,200,000

USD 1,800,000

You can choose to take out your insurance:

With a deductible..	or without a deductible.
Choose your currency - euros, pounds sterling or US dollars

In the List if Reimbursements, you can see in detail which benefits are covered under the different modules, and how they can be combined to give you exactly the cover you want.

Para pedir una cotización o una aclaración / For a quote or details:
email	*saniprof@mail.ddnet.es / dmh@e-consultas.com*
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

This glossary with definitions is part of the Policy Conditions

Acute serious illness	Anniversary date	Applicant	Application
Claim	Commencement date	Deductible	Documents
Due date	Hospitalisation	Insurance	Insured
Normal occupation	Outpatient	Policy conditions	Policyholder
Policy schedule	Pre-existing condition	Reimbursement rates	Renewal
Serious injury	Special terms	Standard terms	Subrogation
Surgery	Terminal phase	Waiting period

main index / índice principal

Disclaimer / Aviso

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