IHI International health insurance plan - Module 2: Medicine and appliances - BUPA Group - worldwide medical cover

Health insurance requirements differ from country to country, and everyone has individual needs depending on their age and occupation. This is why we offer a flexible modular system that allows you to tailor your own insurance policy.

The Hospital Plan covers hospitalisation expenses such as hospital services, childbirth, organ transplant, rehabilitation and emergency room treatment. It is the fundamental cover providing comprehensive inpatient cover, and it can be taken out on its own...

or you can choose to add one or more of the following modules:

Module 2: Medicine and appliances

Medicine and appliances are covered up to

EUR 2,250

GBP 1,500

USD 2,500

per year. Hearing aids are covered 50% with specific maximum limits. Other applicances and medicine are covered 100% up to the annual maximum.

also:

Module 1	Non-Hospitalisation Benefits
Module 3	Medical evacuation and repatriation
Module 4	Dental and optical cover

Reimbursement under the Hospital Plan are effected at 100% of the expenses, unless you have chosen a deductible. In this case, you will be reimbursed as soon as qualified expenses exceed the amount of the deductible.

Reimbursements will not in any event exceed the following amounts or the overall annual maximum cover per person per policy year of

EUR 1,500,000

GBP 1,200,000

USD 1,800,000

You can choose to take out your insurance:

With a deductible..	or without a deductible.
Choose your currency - euros, pounds sterling or US dollars

In the List if Reimbursements, you can see in detail which benefits are covered under the different modules, and how they can be combined to give you exactly the cover you want.

Reimbursements under this module are according to the list below. If you have chosen a deductible, you will be reimbursed when qualified expenses exceed the deductible.

Hearing aids (50% )

Prescribed hearing aids, per appliance, maximum

EUR	GBP	USD
300	200	325

Maximum 2 appliances are reimbursed per policy year up to maximum

EUR	GBP	USD
600	400	650

Other appliances

Slings and bandages

EUR	GBP	USD
100%	100%	100%

Arch support

EUR		USD
100%	100%	100%

Rent of medical appliances

EUR	GBP	USD
100%	100%	100%

Medicine

Prescribed medicine and traditional Chinese medicine

EUR	GBP	USD
100%	100%	100%

Traditional Chinese medicine administered by a traditional Chinese practitioner up to 10 sessions per policy year, up to an annual maximum of

EUR 250

GBP 175

USD 300

Limited to recognised traditional Chinese practitioners registered to practice locally

There is no reimbursement for homeopathic or naturopathic medicines and medicine which could have been purchased without a physicians's prescription

Medicine and other appliances are reimbursed up to an annual maximum

EUR	GBP	USD
2,250	1,500	2,500

Para pedir una cotización o una aclaración / For a quote or details:
email	*saniprof@mail.ddnet.es / dmh@e-consultas.com*
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

This glossary with definitions is part of the Policy Conditions

Acute serious illness	Anniversary date	Applicant	Application
Claim	Commencement date	Deductible	Documents
Due date	Hospitalisation	Insurance	Insured
Normal occupation	Outpatient	Policy conditions	Policyholder
Policy schedule	Pre-existing condition	Reimbursement rates	Renewal
Serious injury	Special terms	Standard terms	Subrogation
Surgery	Terminal phase	Waiting period

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Disclaimer / Aviso

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