since 7/2003
Bespoke health products / productos de salud a medida ... for / para:
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
dental and medical insurance plans
English insurance agent in Spain
España - seguros médicos - pero ¿cuál?
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Síndrome de Down
Sanitas Accesible Down Syndrome
Sanitas Oro Reembolso / Reimbursement
Studying outside Spain for at least 6 months?
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)
www.e-healthinsurance.eu
IHI International Health and Hospital Plan (2007) ( Castellano )
Hospital Plan
Health insurance requirements differ from country to country, and everyone has individual needs depending on their age and occupation. This is why we offer a flexible modular system that allows you to tailor your own insurance policy.
The Hospital Plan covers hospitalisation expenses such as hospital services, childbirth, organ transplant, rehabilitation and emergency room treatment. It is the fundamental cover providing comprehensive inpatient cover, and it can be taken out on its own...
or you can choose to add one or more of the following modules:
Module 2: Medicine and appliances
Medicine and appliances are covered up to
| EUR 2,250 | GBP 1,500 | USD 2,500 |
per year. Hearing aids are covered 50% with specific maximum limits. Other applicances and medicine are covered 100% up to the annual maximum.
also:
| Module 1 | Non-Hospitalisation Benefits |
| Module 3 | Medical evacuation and repatriation |
| Module 4 | Dental and optical cover |
Reimbursement under the Hospital Plan are effected at 100% of the expenses, unless you have chosen a deductible. In this case, you will be reimbursed as soon as qualified expenses exceed the amount of the deductible.
Reimbursements will not in any event exceed the following amounts or the overall annual maximum cover per person per policy year of
| EUR 1,500,000 | GBP 1,200,000 | USD 1,800,000 |
You can choose to take out your insurance:
| With a deductible.. | or without a deductible. |
| Choose your currency - euros, pounds sterling or US dollars |
In the List if Reimbursements, you can see in detail which benefits are covered under the different modules, and how they can be combined to give you exactly the cover you want.
Reimbursements under this module are according to the list below. If you have chosen a deductible, you will be reimbursed when qualified expenses exceed the deductible.
| Hearing aids (50% ) | ||||||
Prescribed hearing aids, per appliance, maximum
|
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Maximum 2 appliances are reimbursed per policy year up to
maximum
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| Other appliances | ||||||
Slings and bandages
|
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Arch support
|
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Rent of medical appliances
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| Medicine | |||||||||
Prescribed medicine and traditional Chinese medicine
Traditional Chinese medicine administered by a traditional Chinese practitioner up to 10 sessions per policy year, up to an annual maximum of
Limited to recognised traditional Chinese practitioners registered to practice locally |
|||||||||
| There is no reimbursement for homeopathic or naturopathic medicines and medicine which could have been purchased without a physicians's prescription | |||||||||
Medicine and other appliances are reimbursed up to an
annual maximum
|
| Para pedir una cotización o una aclaración / For a quote or details: | |
| saniprof@mail.ddnet.es / dmh@e-consultas.com | |
| Fax: | (+ 34) 91 8032484 |
| Teléfono / 'phone: | (+ 34) 609 522 300 |
This glossary with definitions is part of the Policy Conditions