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Full details of general exclusions to your cover, subject to any variations agreed with your sponsor, are contained in the BUPA International Company scheme membership guide.

The following is a summary only of some of the main charges and treatment we do not pay for under the scheme. There are some exceptions to the exclusions. Full details are available on request.

treatment for or related to AIDS or HIV	treatment for, or arising out of, addictive conditions / disorders or drug, substance or alcohol abuse	treatment for symptoms of bodily changes not due to underlying disease, illness or injury
treatment for or arising out of allergies and allergic disorders	treatment for or related to birth control, contraception, secual problems, infertility and sex changes	treatment for Chronic conditions
treatment arising out of complications caused by disease, illness, injury or treatment for which you are not covered under the scheme	treatment for congenital conditions which is received on or after the 28th day after birth	treatment for disease, illness or injury resulting from nuclear or chemical contamination, war, riot, revolution or similar event
Hospital accommodation used for * any purpose other than receiving treatment that normally requires you to stay in a hospital * general nursing care that could be provided in a nursing home or other non-hospital facility * receiving services from therapists, complementary medicine practitioners or anyone who is not a consultant	treatment related to, or arising from removal of healthy, surplus or fat tissue or treatment undergone for cosmetic or psychological reasons.	treatment for or arising from deafness caused by a congenital abnormality, maturing or ageing.
Dental or oral treatment except for emergency dental treatment to the extent set out in Note 3c to the table of benefits	treatment for, or associated with, haemodialysis or peritoneal dialysis	Drugs or surgical dressings provided or prescribed for out-patient treatment (except for those covered under family doctor treatment to the extent set out in Note 3b to the table of benefits) or for you to take home when leaving hospital, or for treatment for which you are not covered under the scheme.
treatment which in our reasonable opinion is experimental, or not proven as effective, based on established medical practice	treatment to correct your eyesight	treatment or services carried out by a family doctor except for those covered by family doctor treatment to the extent set out in Note 3b to the table of benefits
treatment or services received in health hydros, nature cure clinics and any similar establishment	HRT or bone densitometry	treatment for or related to related learning difficulties, behavioural and development problems
Supplying or fitting of physical aids and devices	Unless agreed otherwise with your sponsor under the agreement, treatment for a pre-existing condition or a condition which results from or is related to a pre-existing condition	treatment for, or any condition arising from, pregnancy or childbirth
Preventive treatment	treatment for self-inflicted injuries	treatment for sexually transmitted diseases
treatment for sleep-related breathing disorders	treatment relating to any speech disorders	Any travel costs you incur when travelling to receive treatment, except for travel by ambulance to the extent set out in Note 3a to the table of benefits
treatment provided by any practitioner who: * is not recognised by the relevant authorities in the country in which you receive the treatment, or * does not have specialised knowledge of the disease, illness or injury for which you are being treated	treatment in any hospital, or by any practitioner, to whom we have sent a written notice saying we will no longer recognise them for the purpose of our schemes	treatment received onboard ship
Any treatment including emergency treatment you receive in the USA if your sponsor has not purchased this cover. If you are covered for treatment in the USA we will only pay if the arrangements for all such treatment are made by our agents in the USA.

Complaints	Cost / Subscriptions	Glossary
Notes to the table of contents	Table of benefits	What is covered?
What is not covered?

Para pedir una cotización o una aclaración / For a quote or details:
email	saniprof@mail.ddnet.es ( If you don't receive an answer in 24 hours / Si no le contesto dentro de 24 horas )
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

Acute conditions	Agreement	Appliance	Chronic conditions
Complementary medicine practitioner	Consultant	Day-case treatment	Dental practitioner
Diagnostic tests	Emergency dental treatment	Family doctor	Hospital
In-patient treatment	Intensive care	Membership year	Out-patient treatment
Pre-existing conditions	Prosthesis	Psychiatric treatment	Qualified nurse
Rehabilitation	Renewal date	Sponsor	Surgical operation
Therapists	Treatment	United Kingdom / UK	You / your

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