Full details of general exclusions to your cover, subject to any variations
agreed with your
sponsor,
are contained in the BUPA International Company scheme membership guide.
|
treatment
for or related to AIDS or HIV |
treatment
for, or arising out of, addictive conditions / disorders or drug, substance
or alcohol abuse |
treatment
for symptoms of bodily changes not due to underlying disease, illness or
injury |
|
treatment
for or arising out of allergies and allergic disorders |
treatment
for or related to birth control, contraception, secual problems, infertility
and sex changes |
treatment
for
Chronic conditions |
|
treatment
arising out of complications caused by disease, illness, injury or
treatment
for which you are not covered under the scheme |
treatment
for congenital conditions which is received on or after the 28th day after
birth |
treatment
for disease, illness or injury resulting from nuclear or chemical
contamination, war, riot, revolution or similar event |
|
Hospital
accommodation used for * any purpose other than receiving
treatment
that normally requires you to stay in a
hospital
* general nursing care that could be provided in a nursing home or other
non-hospital facility
* receiving services from
therapists,
complementary
medicine practitioners or anyone who is not a
consultant |
treatment
related to, or arising from removal of healthy, surplus or fat tissue or
treatment
undergone for cosmetic or psychological reasons. |
treatment
for or arising from deafness caused by a congenital abnormality, maturing or
ageing. |
| Dental or oral
treatment
except for
emergency dental
treatment to the extent set out in
Note 3c to the table of
benefits |
treatment
for, or associated with, haemodialysis or peritoneal dialysis |
Drugs or surgical dressings provided or prescribed for
out-patient treatment
(except for those covered under
family doctor
treatment to the extent set out in
Note 3b to the table of
benefits) or for you to take home when leaving
hospital,
or for
treatment
for which you are not covered under the scheme. |
|
treatment
which in our reasonable opinion is experimental, or not proven as effective,
based on established medical practice |
treatment
to correct your eyesight |
treatment
or services carried out by a
family doctor
except for those covered by
family doctor
treatment to the extent set out in
Note 3b to the table of
benefits |
|
treatment
or services received in health hydros, nature cure clinics and any similar
establishment |
HRT or bone densitometry |
treatment
for or related to related learning difficulties, behavioural and development
problems |
| Supplying or fitting of physical aids and devices |
Unless agreed otherwise with your
sponsor
under the
agreement,
treatment
for a
pre-existing
condition or a condition which results from or is related to a
pre-existing
condition |
treatment
for, or any condition arising from, pregnancy or childbirth |
| Preventive
treatment
|
treatment
for self-inflicted injuries |
treatment
for sexually transmitted diseases |
|
treatment
for sleep-related breathing disorders |
treatment
relating to any speech disorders |
Any travel costs you incur when travelling to receive
treatment, except for travel by ambulance to the extent set out in
Note 3a to the table of
benefits |
|
treatment
provided by any practitioner who: * is not recognised by the relevant
authorities in the country in which you receive the
treatment,
or
* does not have specialised knowledge of the disease, illness or injury
for which you are being treated |
treatment
in any
hospital,
or by any practitioner, to whom we have sent a written notice saying we will
no longer recognise them for the purpose of our schemes |
treatment
received onboard ship |
| Any
treatment
including emergency
treatment
you receive in the USA if your
sponsor
has not purchased this cover. If you are covered for
treatment
in the USA we will only pay if the arrangements for all such
treatment
are made by our agents in the USA. |
|
|