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Sociedad de Agencia de Seguros Vinculada...
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since 7/2003 Bespoke health products / productos de salud a medida ... for / para: boat and golf insurance in Spain Commercial Premises insurance - Spain Community Insurance 'Comunidad' - Spain Company Platinum - health plan for employees in Latin America and the Caribbean dental and medical insurance plans English insurance agent in Spain España - seguros médicos - pero ¿cuál? health insurance Czech Republic international health, medical and travel insurance cover international travel insurance Maritime plan - international health cover (crew only) Oil and Gas Industry - health insurance Patrocinadores - América Latina y el Caribe 'Residencia' (medical insurance) Retirement? How about retiring to Spain? Sanitas Accesible Síndrome de Down Sanitas Accesible Down Syndrome Sanitas Oro Reembolso / Reimbursement Studying outside Spain for at least 6 months? Teachers - international health cover (Spain) |
www.e-healthinsuranceservices.com Lifeline membership guide (from 1.10.2008) (Membership Guide 2008) Note 4 - USA cover (optional - if purchased) Pre-authorisation and the US provider network If you have USA cover, then before any in-patient or day-case treatment in the US, you must contact our US Service partner for pre-authorisation. Please contact them by calling 800 554 9299 (from inside the US) or +1 972 461 5103 (from outside the US). In-patient or day-case treatment received in the US without pre-authorisation may be ineligible. Any pre-authorised treatment costs are covered according to the table of benefits and notes 1 - 3 in this section. Our US Service partner uses a national network of hospitals, clinics and medical practitioners. This is the US provider network. Our Service partner can help you to find a hospital or clinic in the US provider network, when you contact them for pre-authorisation. When eligible treatment takes place in the US using the US provider network, benefit is paid at 100 percent. When eligible treatment takes place in the US but outside the US provider network, benefit is paid at 80 percent. Emergency admissions If you are admitted for emergency treatment you must contact our US Service partner within 48 hours of admission, or as soon as reasonably possible. If your admission for emergency treatment is to a non-network hospital, our US Service partner may arrange to transfer you to a network hospital as soon as it is medically appropriate to do so. If the transfer to a network hospital is carried out, benefit for all eligible treatment received at both facilities will be payable at 100 percent. If you choose to stay in a non-network hospital after the date our US Service partner decides a transfer is medically appropriate, benefit for all eligible treatment received both before and after that date will be payable at 80 percent. Please see "USA treatment" in "What is not covered?"
Lifeline: * provides international private medical insurance for people living or working abroad for at least six months of the year * for individuals and their families * three different levels of cover to meet any client's needs:
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