BUPA group Plan Amedex Select offers medical coverage through its Preferred Provider Network in the USA. This exclusive network is one of the first of its kind, grouping hundreds of qualified hospitals and doctors throughout Latin America, Caribbean & USA

If a surgeon has recommended that an Insured undergo any non-emergency surgical procedure, the Insured must USA Medical Services notify at least seventy-two (72) hours prior to the scheduled procedure. If a second surgical opinion is deemed necessary by either the Insurer or USA Medical Services, it must be conducted by a physician chosen and arranged by USA Medical Services. Only those second surgical opinions required and coordinated by USA Medical Services are covered. In the event the second surgical opinion contradicts or does not confirm the need for surgery, the Insurer will also pay for a third surgical opinion from a physician chosen by USA Medical Services. If the second or third surgical opinion confirms the need for surgery, benefits for the surgery will be paid according to this policy.

IF THE INSURED DOES NOT OBTAIN A REQUIRED SECOND SURGICAL OPINION, THE INSURED WILL BE RESPONSIBLE FOR THIRTY PERCENT (30%) OF ALL COVERED MEDICAL AND HOSPITAL CHARGES RELATED TO THE CLAIM IN ADDITION TO THE PLAN DEDUCTIBLE AND COINSURANCE (IF APPLICABLE).

Policy Provisions

1. Anesthesiologist fees	2. Assisting physician / surgeon fees	3. Home health care and outpatient physical therapy	4. Emergency dental treatment
5. Emergency medical treatment	6. Emergency transportation	7. Maternity care (Except plans Select 5 Select 7)	8. Newborn coverage
9. Congenital and hereditary disorders	10. Preferred provider network	11. Prescription drugs	12. Special treatments
13. Pre-existing conditions	14. Illness or injury in a private aircraft	15. Repatriation of mortal remains	16. Required second surgical opinion
17. Outpatient services	18. Maximum hospital stay	19. Nose and septal deformity	20. Waiting period
21. Waiving of waiting period

Agreement	Schedule of Benefits	Definitions
	Administration	Exclusions and Limitations

Amedex is a member of the worldwide health and care organization BUPA, which has been trading since 1947, and now looks after over 8.2 million members of 115 nationalities worldwide (more...).

Amedex es un socio de la organización de cuidados y salud mundial BUPA, la cual ha estado comerciando desde 1947, y ahora cuida más de 8.2 millones de miembros de 115 nacionalidades mundialmente.(más...)

Health insurance	seguros de salud
Plan Amedex Worldwide (English)	Plan Amedex Worldwide (Español)
Plan Amedex Select (English)	Plan Amedex Select (Español)

Life Insurance	seguros de vida
Amedex Universal Advantage Plus (English)	Amedex Universal Advantage Plus (Español)
Amedex Term Advantage (English)	Amedex Term Advantage (Español)

Para pedir una cotización o una aclaración / For a quote or details:
email	saniprof@mail.ddnet.es ( If you don't receive an answer in 24 hours / Si no le contesto dentro de 24 horas )
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

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