since 7/2003
Bespoke health products / productos de salud a medida ... for / para:
Company Platinum - health plan for employees in Latin America and the Caribbean
Patrocinadores - América Latina y el Caribe
Sanitas Accesible Síndrome de Down
Sanitas Accesible Down Syndrome
España - seguros médicos - pero ¿cuál?
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Oro Reembolso / Reimbursement
'Student Visas' (medical insurance)
Studying outside Spain for at least 6 months?
www.e-healthinsuranceservices.com
The BUPA International Company Maritime scheme (Maritime employees only) Cost...
Your membership
BUPA International Company Maritime scheme is an annual group private medical insurance scheme and is governed by an agreement between your sponsor and BUPA International.
The terms and conditions of your membership have, therefore, been agreed between your sponsor and BUPA International and there is no legal contract between you and BUPA International covering your membership of the scheme.
BUPA International Company schemes and underwritten by BUPA Insurance Limited.
Only the sponsor and BUPA International have legal rights under the agreement relating to your cover under this scheme.
This means only the sponsor and BUPA International may enforce the agreement (including renewal and cancellation of your policy), although BUPA International will allow anyone covered under the scheme complete access to our complaints procedure. The full name of BUPA International is shown on your membership certificate.
This table of benefits is only a summary of your policy and its benefits and is part of your general terms and conditions of membership together with:
* the BUPA International Company scheme membership guide
* your application form and
* your membership certificate
Together they set out the details of your cover, subject to any variations to the terms and conditions agreed between BUPA International and the sponsor.
Your sponsor is responsible for informing you of any variations to the table of benefits or any of the other general terms and conditions of membership. There are general exclusions that apply to your cover. These are set out in full in the BUPA International Company scheme membership guide. A summary of the main exclusions is set out under What is not covered?
Your membership certificate shows any conditions, treatment or charges for which cover is restricted or excluded (if any) that are personal to you.
To be covered under the scheme your cover must be confirmed by the sponsor.
When your cover starts
Your membership starts on the 'effective date' shown on the first membership certificate we sent you for your current continuous period of BUPA International membership under the agreement.
Making a claim
We will pay for treatment under the terms and conditions and table of benefits of the scheme that apply to you on the date you receive the treatment, subject to any variations agreed between BUPA International and your sponsor under the agreement.
We will only pay for treatment costs and expenses actually incurred by you while you are covered under the scheme provided that:
* your sponsor has paid us all the subscriptions due under the agreement, and
* you are not breaking any terms and conditions of your membership
| Complaints | Cost / Subscriptions | Glossary |
| Notes to the table of benefits (Note 1, Note 2, Note 3, Note 4) | Table of benefits | What is covered? |
| What is not covered? |
| Para pedir una cotización o una aclaración / For a quote or details: | |
| saniprof@mail.ddnet.es ( If you don't receive an answer in 24 hours / Si no le contesto dentro de 24 horas ) | |
| Fax: | (+ 34) 91 8032484 |
| Teléfono / 'phone: | (+ 34) 609 522 300 |
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